Entries by Martin

Navigating Insurance Changes: Wind and Hail Coverage in MO & IL

As severe weather events like hailstorms, tornadoes, and high winds become more frequent across the Midwest, many insurance companies are updating their coverage policies. Reviewing your policy carefully – and understanding any recent changes — before renewing for another year is critical to ensure you’re adequately protected. What’s Changing with Wind & Hail Coverage? Percentage […]

Everything You Need to Know About Low Slope Roofing Systems

What is a Low Slope Roof? To understand what a low slope roof is, it’s helpful to first know what roof pitch means. Roof pitch refers to how steep a roof is, measured by how much it rises vertically for every 12 inches it extends horizontally. According to OSHA, a roof is considered low slope […]

The Importance of Parapet Walls in Roofing

What are Parapet Walls and Why are they Important? Parapet walls are short, protective walls that extend along the edge of a building’s roof, balcony, terrace, or other raised surfaces. The term “parapet” originates from the Italian word parapetto, combining parare, meaning “to shield or protect,” and petto, meaning “chest” or “breast.” These walls play […]

Before You File: Why Your Insurance Declaration Page Matters

What is an Insurance Declaration Page? An insurance declaration page, or “dec page,” is a summary of your homeowner policy’s key details. It outlines critical information such as your coverage limits, deductible amount, and the specific types of roof damage your insurance covers. In short, it’s your go-to document to understand the protection your home […]